Will I owe a deductible or co-insurance payment?

We are not able to confirm that your insurance plan will cover 100% of the fees associated with sperm testing and freezing. Your specific TRICARE plan may include:

  • A deductible: An out-of-pocket cost you need to pay before your insurance will cover services.
  • A copay or coinsurance: A flat- or percentage-based fee assessed by your insurance plan on specific medical services.

You’ll be responsible for any charges that are not covered by your insurance plan or fertility benefits (up to the full cost of the services purchased, or $440). Typically, claims are processed and fees assessed by insurance providers within 2 months. You will be notified of any outstanding balances/fees when the claim is processed.